Workers’ Comp for Home Inspectors

Not long ago, we were looking at a home inspector’s workers’ compensation policy with another insurance carrier. Unknown to that home inspector, their carrier wasn’t familiar with the inspection industry. Yet, despite their lack of know-how, the carrier didn’t want to turn the home inspector away. Instead, the provider sorted the client into the closest group they already insured: window blind installation. With a window blind installer’s workers’ comp policy, the business lacked coverage for many risks their home inspectors faced. For example, since window installers don’t mount roofs, ...